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Tata Punch Car Loan EMI Calculator

Best Tata Punch Car Loan EMI Calculator With Downpayment - Check out the Cheapest Tata Punch Car Loan EMI Calculator With Downpayment from all banks with lower inerest rates, Loan for 5 Years, 7 Years and 8 Years plan with minimum eligibility and documentations with Private Banks and Govt Banks. Check out the Interest Rates of Punch Car Loan EMI of All Private and Government Banks HDFC Bank, ICICI Bank, Syndicate Bank, SBI Bank, Kotak Mahindra Bank, Canara Bank, IDBI First Bank, HSBC Bank, Punjab National Bank and many more.

Tata Punch

The EMI for a Tata Punch starts at ₹ 20,575 per month for a 60-month term at 9.8 percent for a loan amount of ₹ 9.08 Lakh*. The AutoSpyders EMI Calculator tool provides a full breakdown of the entire due amount and assists you in choosing the best vehicle loan for your Punch.

Tata Punch Down Payment and EMI

Tata Punch VARIANTS
LOAN @ RATE%
DOWN PAYMENT
EMI AMOUNT (60 MONTHS)
EMI AMOUNT (84 MONTHS)
Tata Punch Pure
9.8%
₹ 67,000
₹ 12,657
₹ 9,874
Tata Punch Adventure
9.8%
₹ 78,000
₹ 14,862
₹ 11,594
Tata Punch Adventure AMT
9.8%
₹ 85,000
₹ 16,138
₹ 12,589
Tata Punch Accomplished
9.8%
₹ 88,000
₹ 16,742
₹ 13,060
Tata Punch Accomplished AMT
9.8%
₹ 95,000
₹ 18,015
₹ 14,054
Tata Punch Creative
9.8%
₹ 1,01,000
₹ 19,281
₹ 15,041
Tata Punch Creative AMT
9.8%
₹ 1,08,000
₹ 20,575
₹ 16,050

Due to the many auto loan options given by various lenders, it is much easier to acquire your ideal car nowadays. Car loans are available with low interest rates and up to an 8-year payback period. A Car Loan EMI Calculator is available from a variety of banks and third-party websites, and it helps you to calculate the Equated Monthly Instalments (EMIs) that must be paid. AutoSpyder's Car Loan EMI Calculator is simple to use and completely free. To calculate the EMI, basic information such as the payback term, principle amount, and interest rate must be input.

Car Loan EMI Structure of Tata Punch Pure

Model Name

Tata Punch Pure

Price

₹ 5.48 Lakh* (Ex-Showroom)

Loan Amount

₹ 5,98,490

Downpayment

₹ 67,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,04,119
₹ 1,60,950
₹ 1,48,038
₹ 2,30,918
Total Amount Payable
₹ 7,02,609
₹ 7,59,440
₹ 7,46,528
₹ 8,29,408

Monthly EMI

₹ 11,710

₹ 12,657

₹ 8,887

₹ 9,874

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Tata Punch Adventure

Model Name

Tata Punch Adventure

Price

₹ 6.39 Lakh* (Ex-Showroom)

Loan Amount

₹ 7,02,734

Downpayment

₹ 78,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,22,254
₹ 1,88,984
₹ 1,73,823
₹ 2,71,139
Total Amount Payable
₹ 8,24,988
₹ 8,91,718
₹ 8,76,557
₹ 9,73,873

Monthly EMI

₹ 13,750

₹ 14,862

₹ 10,435

₹ 11,594

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Tata Punch Adventure AMT

Model Name

Tata Punch Adventure AMT

Price

₹ 6.98 Lakh* (Ex-Showroom)

Loan Amount

₹ 7,63,067

Downpayment

₹ 85,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,32,750
₹ 2,05,209
₹ 1,88,747
₹ 2,94,417
Total Amount Payable
₹ 8,95,817
₹ 9,68,276
₹ 9,51,814
₹ 10,57,484

Monthly EMI

₹ 14,930

₹ 16,138

₹ 11,331

₹ 12,589

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Tata Punch Accomplished

Model Name

Tata Punch Accomplished

Price

₹ 7.28 Lakh* (Ex-Showroom)

Loan Amount

₹ 7,91,617

Downpayment

₹ 88,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,37,717
₹ 2,12,887
₹ 1,95,809
₹ 3,05,433
Total Amount Payable
₹ 9,29,334
₹ 10,04,504
₹ 9,87,426
₹ 10,97,050

Monthly EMI

₹ 15,489

₹ 16,742

₹ 11,755

₹ 13,060

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Tata Punch Accomplished AMT

Model Name

Tata Punch Accomplished AMT

Price

₹ 7.88 Lakh* (Ex-Showroom)

Loan Amount

₹ 8,51,840

Downpayment

₹ 95,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,48,194
₹ 2,29,082
₹ 2,10,705
₹ 3,28,669
Total Amount Payable
₹ 10,00,034
₹ 10,80,922
₹ 10,62,545
₹ 11,80,509

Monthly EMI

₹ 16,667

₹ 18,015

₹ 12,649

₹ 14,054

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Tata Punch Creative

Model Name

Tata Punch Creative

Price

₹ 8.48 Lakh* (Ex-Showroom)

Loan Amount

₹ 9,11,689

Downpayment

₹ 1,01,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,58,606
₹ 2,45,177
₹ 2,25,509
₹ 3,51,761
Total Amount Payable
₹ 10,70,295
₹ 11,56,866
₹ 11,37,198
₹ 12,63,450

Monthly EMI

₹ 17,838

₹ 19,281

₹ 13,538

₹ 15,041

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Tata Punch Creative AMT

Model Name

Tata Punch Creative AMT

Price

₹ 9.08 Lakh* (Ex-Showroom)

Loan Amount

₹ 9,72,849

Downpayment

₹ 1,08,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,69,245
₹ 2,61,625
₹ 2,40,637
₹ 3,75,359
Total Amount Payable
₹ 11,42,094
₹ 12,34,474
₹ 12,13,486
₹ 13,48,208

Monthly EMI

₹ 19,035

₹ 20,575

₹ 14,446

₹ 16,050

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

About Tata Punch

On October 20, 2021, the Tata Punch was released in India. The Tata Punch is powered by a 1.2-litre three-cylinder Revotron petrol engine that generates 84bhp and 113Nm of torque and is naturally aspirated. A five-speed manual gearbox or an AMT unit transmits power from this powerplant to the front wheels.

The Tata Punch's exterior has a split headlight design, LED DRLs, and projector headlamps. Dual-tone bumpers, fog lights, a broad, single-slat grille, 16-inch dual-tone alloy rims, C-pillar mounted rear door handles, 90-degree opening doors, and LED tail lights are among the features available.

The Tata Punch's interior includes a seven-inch Harman touchscreen infotainment system, a digital-analogue instrument cluster, a leather-wrapped flat-bottom steering wheel, cruise control, automatic climate control, steering-mounted controls, rectangular AC vents with contrast coloured accents, drive modes (City and Eco), iRA technology, and a height-adjustable driver seat, among other things.

Orcus White, Daytona Grey, Tropical Mist, Atomic Orange, Meteor Bronze, Tornado Blue, and Calypso Red are among the seven colours offered for the Tata Punch. The Tata Punch can accommodate up to five people. The Maruti Suzuki Swift, Hyundai Grand i10 Nios, Mahindra KUV100 NXT, Maruti Suzuki Ignis, and the Renault Triber are also competitors to the Tata Punch.

Car Loan EMI Table

Loan amount (Rs.)
Interest rate
EMI for 2 years (Rs.)
EMI for 3 years (Rs.)
EMI for 4 years (Rs.)
EMI for 5 years (Rs.)
EMI for 6 years (Rs.)
EMI for 7 years (Rs.)
1 lakh
9.75%
₹ 4,603
₹ 3,215
₹ 2,524
₹ 2,112
₹ 1,840
₹ 1,647
5 lakh
9.75%
₹ 23,015
₹ 16,075
₹ 12,621
₹ 10,562
₹ 9,200
₹ 8,236
10 lakh
9.75%
₹ 46,030
₹ 32,150
₹ 25,243
₹ 21,124
₹ 18,400
₹ 16,472
15 lakh
9.75%
₹ 69,044
₹ 48,225
₹ 37,864
₹ 31,686
₹ 27,600
₹ 24,708
20 lakh
9.75%
₹ 92,059
₹ 64,300
₹ 50,485
₹ 42,248
₹ 36,800
₹ 32,945
25 lakh
9.75%
₹ 1,15,074
₹ 80,375
₹ 63,107
₹ 52,811
₹ 46,000
₹ 41,181
30 lakh
9.75%
₹ 1,38,089
₹ 96,450
₹ 75,728
₹ 63,373
₹ 55,200
₹ 49,417
35 lakh
9.75%
₹ 1,61,104
₹ 1,12,525
₹ 88,349
₹ 73,935
₹ 64,400
₹ 57,653
Car Loan EMI Calculator

The Benefits of Using an EMI Calculator for a Car Loan

  • The Following is a breakdown of the due amount: The EMI calculator for a car loan allows you to determine the processing costs, interest paid, total amount due, and principle amount.
  • Your Budget Can Be Planned: Once you know how much EMI you'll have to pay, you can make a budget. If the loan amount is substantial, you may want to consider a longer repayment period. The vehicle loan EMI calculator can help you figure out these data.
  • Accuracy: The answers presented on the calculator are correct based on the information entered on the calculator. The results of manual computations may not be correct.
  • Saves Time: The main goal of the EMI calculator for a car loan is to save time. The results are presented relatively soon when the appropriate details are submitted.
  • No Limit: There is no limit to how many times you may use the calculator. As a result, you utilise the calculator to experiment with various options. This might assist you in determining the best lender and the required down payment.
  • Compare: You can compare the EMIs for different numbers because the calculator has no restriction on how many times it can be used.

New Car Loan Interest Rates Comparison Offered by Top Lenders

Name of the Lender Interest Rate (p.a.) Loan Amount Processing Fee
Union Bank of India 7.40% onwards Up to ₹ 125 lakh 0.25% to 0.50% of the loan amount
IDBI Bank 7.35% onwards (floating) Up to ₹ 25 lakh -
Axis Bank 7.45% onwards ₹ 1 lakh onwards ₹ 3,500 to ₹ 5,500
State Bank of India 7.20% onwards Up to 48 times of monthly income Nil (Until 31 January 2022)
Jammu And Kashmir Bank

RLLR + 0.75% onwards (floating)

RLLR + 1.50% onwards (fixed)

₹ 50 lakh 0.5% of loan amount Min: ₹ 1,500
Canara Bank Car Loan 7.30% onwards Up to 90% of the car's value 0.25% of loan amount Min: ₹ 1,000 Max: ₹ 5,000
Federal Bank Car Loan 8.50% onwards Up to 100% of the car's ex-showroom price ₹ 1,500 to ₹ 2,500
Bank of Baroda 7.00% onwards ₹ 1,500 (plus GST) 0.5% of loan amount Max: ₹ 10,000
Bank of India Car Loan 7.35% onwards ₹ 200 lakh 0.25% of loan amount

Car Loan Eligibility

Do you have questions regarding your auto loan eligibility and what you can do to improve your chances of being approved? BankBazaar provides you with all of the information you need about vehicle loan eligibility from the most reputable institutions. Get a trustworthy guide to selecting the best auto loan for you so you can make the best decision and apply for the best car loan right now. Your eligibility for a vehicle loan may differ depending on the lender, however many will look for the following criteria:

Particulars Details
Minimum Age of the Applicant 18 years
Maximum Age of the Applicant 60 years for salaried applicants and 65 years for self-employed applicants
Minimum Annual Income ₹ 3 lakh
Car Model Any approved car model
Type of Employment Salaried or self-employed
Country or Place of Residence India (rural/semi-urban/urban areas)
Duration of Stay in Current Residence A minimum of 1 year

How is EMI determined

The EMI for any type of loan is essentially calculated using a formula. The formula is as follows:

E = P x R x (1+R)^n / {(1+R)^n – 1}

where ‘E’ stands for the EMI you owe,

‘P’ stands for the principal amount,

‘R’ stands for the interest rate applicable to your car loan,

and ‘n’ stands for the tenure of the car loan (in months).

Disclaimer: The EMI Calculator's computation is based on the information you gave and is only intended to be used as a guide. The figures in this computation are in Indian Rupees and have been rounded to the nearest whole number. Monthly payments are estimated and do not include any processing or other fees that may apply depending on the financial institution / banks. All loan amounts are based on non-commercial use and are contingent on credit clearance from a third-party lender. Depending on the kind and use of the car, regional lender restrictions, and the quality of your credit, the actual down payment and resultant monthly payments may vary. For a precise monthly payment, check with your dealer.

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