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Skoda Kushaq Car Loan EMI Calculator

Best Skoda Kushaq Car Loan EMI Calculator With Downpayment - Check out the Cheapest Skoda Kushaq Car Loan EMI Calculator With Downpayment from all banks with lower inerest rates, Loan for 5 Years, 7 Years and 8 Years plan with minimum eligibility and documentations with Private Banks and Govt Banks. Check out the Interest Rates of Skdoa Car Loan EMI of All Private and Government Banks HDFC Bank, ICICI Bank, Syndicate Bank, SBI Bank, Kotak Mahindra Bank, Canara Bank, IDBI First Bank, HSBC Bank, Punjab National Bank and many more.

Skoda Kushaq

The EMI for a Skoda Kushaq starts at ₹ 39,780 per month for a 60-month term at 9.8 percent for a loan amount of ₹ 17.99 Lakh*. The AutoSpyders EMI Calculator tool provides a full breakdown of the entire due amount and assists you in choosing the best vehicle loan for your Kushaq.

Skoda Kushaq Down Payment and EMI

Skoda Kushaq VARIANTS
LOAN @ RATE%
DOWN PAYMENT
EMI AMOUNT (60 MONTHS)
EMI AMOUNT (84 MONTHS)
Skoda Kushaq 1.0 TSI Active
9.8%
₹ 1,26,000
₹ 24,023
₹ 24,023
Skoda Kushaq 1.0 TSI Ambition
9.8%
₹ 1,49,000
₹ 28,374
₹ 22,135
Skoda Kushaq 1.0 TSI Ambition AT
9.8%
₹ 1,65,000
₹ 31,406
₹ 24,499
Skoda Kushaq 1.0 TSI Style
9.8%
₹ 1,70,000
₹ 32,263
₹ 25,168
Skoda Kushaq 1.0 TSI Style AT
9.8%
₹ 1,83,000
₹ 34,876
₹ 27,206
Skoda Kushaq 1.0 TSI Style 6 Airbags AT
9.8%
₹ 1,88,000
₹ 35,733
₹ 27,875
Skoda Kushaq 1.5 TSI Style
9.8%
₹ 1,88,000
₹ 35,887
₹ 27,995
Skoda Kushaq 1.5 TSI Style DSG
9.8%
₹ 2,04,000
₹ 38,922
₹ 30,363
Skoda Kushaq 1.5 TSI Style 6 Airbags DSG
9.8%
₹ 2,09,000
₹ 39,780
₹ 31,032

Due to the many auto loan options given by various lenders, it is much easier to acquire your ideal car nowadays. Car loans are available with low interest rates and up to an 8-year payback period. A Car Loan EMI Calculator is available from a variety of banks and third-party websites, and it helps you to calculate the Equated Monthly Instalments (EMIs) that must be paid. AutoSpyder's Car Loan EMI Calculator is simple to use and completely free. To calculate the EMI, basic information such as the payback term, principle amount, and interest rate must be input.

Car Loan EMI Structure of Skoda Kushaq 1.0 TSI Active

Model Name

Skoda Kushaq 1.0 TSI Active

Price

₹ 10.79 Lakh* (Ex-Showroom)

Loan Amount

₹ 11,35,916

Downpayment

₹ 1,26,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,97,614
₹ 3,05,478
₹ 2,80,972
₹ 4,38,275
Total Amount Payable
₹ 13,33,530
₹ 14,41,394
₹ 14,16,888
₹ 15,74,191

Monthly EMI

₹ 22,226

₹ 24,023

₹ 16,868

₹ 18,740

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Skoda Kushaq 1.0 TSI Ambition

Model Name

Skoda Kushaq 1.0 TSI Ambition

Price

₹ 12.79 Lakh* (Ex-Showroom)

Loan Amount

₹ 13,41,660

Downpayment

₹ 1,49,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 2,33,407
₹ 3,60,808
₹ 3,31,863
₹ 5,17,659
Total Amount Payable
₹ 15,75,067
₹ 17,02,468
₹ 16,73,523
₹ 18,59,319

Monthly EMI

₹ 26,251

₹ 28,374

₹ 19,923

₹ 22,135

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Skoda Kushaq 1.0 TSI Ambition AT

Model Name

Skoda Kushaq 1.0 TSI Ambition AT

Price

₹ 14.19 Lakh* (Ex-Showroom)

Loan Amount

₹ 14,84,986

Downpayment

₹ 1,65,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 2,58,341
₹ 3,99,352
₹ 3,67,315
₹ 5,72,959
Total Amount Payable
₹ 17,43,327
₹ 18,84,338
₹ 18,52,301
₹ 20,57,945

Monthly EMI

₹ 29,055

₹ 31,406

₹ 22,051

₹ 24,499

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Skoda Kushaq 1.0 TSI Style

Model Name

Skoda Kushaq 1.0 TSI Style

Price

₹ 14.59 Lakh* (Ex-Showroom)

Loan Amount

₹ 15,25,508

Downpayment

₹ 1,70,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 2,65,391
₹ 4,10,249
₹ 3,77,338
₹ 5,88,593
Total Amount Payable
₹ 17,90,899
₹ 19,35,757
₹ 19,02,846
₹ 21,14,101

Monthly EMI

₹ 29,848

₹ 32,263

₹ 22,653

₹ 25,168

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Skoda Kushaq 1.0 TSI Style AT

Model Name

Skoda Kushaq 1.0 TSI Style AT

Price

₹ 15.79 Lakh* (Ex-Showroom)

Loan Amount

₹ 16,49,073

Downpayment

₹ 1,83,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 2,86,887
₹ 4,43,479
₹ 4,07,903
₹ 6,36,269
Total Amount Payable
₹ 19,35,960
₹ 20,92,552
₹ 20,56,976
₹ 22,85,342

Monthly EMI

₹ 32,266

₹ 34,876

₹ 24,488

₹ 27,206

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Skoda Kushaq 1.0 TSI Style 6 Airbags AT

Model Name

Skoda Kushaq 1.0 TSI Style 6 Airbags AT

Price

₹ 16.19 Lakh* (Ex-Showroom)

Loan Amount

₹ 16,89,595

Downpayment

₹ 1,88,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 2,93,937
₹ 4,54,376
₹ 4,17,926
₹ 6,51,904
Total Amount Payable
₹ 19,83,532
₹ 21,43,971
₹ 21,07,521
₹ 23,41,499

Monthly EMI

₹ 33,059

₹ 35,733

₹ 25,090

₹ 27,875

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Skoda Kushaq 1.5 TSI Style

Model Name

Skoda Kushaq 1.5 TSI Style

Price

₹ 16.19 Lakh* (Ex-Showroom)

Loan Amount

₹ 16,96,874

Downpayment

₹ 1,88,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 2,95,203
₹ 4,56,334
₹ 4,19,726
₹ 6,54,712
Total Amount Payable
₹ 19,92,077
₹ 21,53,208
₹ 21,16,600
₹ 23,51,586

Monthly EMI

₹ 33,201

₹ 35,887

₹ 25,198

₹ 27,995

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Skoda Kushaq 1.5 TSI Style DSG

Model Name

Skoda Kushaq 1.5 TSI Style DSG

Price

₹ 17.59 Lakh* (Ex-Showroom)

Loan Amount

₹ 18,40,396

Downpayment

₹ 2,04,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 3,20,172
₹ 4,94,931
₹ 4,55,227
₹ 7,10,088
Total Amount Payable
₹ 21,60,568
₹ 23,35,327
₹ 22,95,623
₹ 25,50,484

Monthly EMI

₹ 36,009

₹ 38,922

₹ 27,329

₹ 30,363

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Skoda Kushaq 1.5 TSI Style 6 Airbags DSG

Model Name

Skoda Kushaq 1.5 TSI Style 6 Airbags DSG

Price

₹ 17.99 Lakh* (Ex-Showroom)

Loan Amount

₹ 18,80,974

Downpayment

₹ 2,09,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 3,27,231
₹ 5,05,843
₹ 4,65,264
₹ 7,25,744
Total Amount Payable
₹ 22,08,205
₹ 23,86,817
₹ 23,46,238
₹ 26,06,718

Monthly EMI

₹ 36,803

₹ 39,780

₹ 27,931

₹ 31,032

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

About Skoda Kushaq

The Skoda Kushaq mid-size SUV has been introduced in India by Skoda Auto. The car is built on the MQB-A0-IN platform, which will also serve as the foundation for the future Volkswagen Taigun. Tornado Red, Honey Orange, Candy White, Carbon Steel, and Reflex Silver are among the five colours offered for the 2021 Skoda Kushaq. Customers may pick between two engine options, Active, Ambition, and Style, which are available in three variations.

A 1.0-litre three-cylinder TSI petrol engine with 113bhp and 178Nm of torque, as well as a 1.5-litre four-cylinder TSI petrol engine with 148bhp and 250Nm of torque, will be available on the 2021 Skoda Kushaq. A six-speed manual transmission is standard, but a six-speed automatic transmission and a seven-speed DSG automatic transmission are available as options for the 1.0-litre and 1.5-litre models, respectively.

The Skoda Kushaq's signature butterfly grille with black vertical slats and chrome surround, LED headlamps with integrated L-shaped LED DRLs, fog lights, silver skid plates and roof rails, 17-inch alloy wheels, LED tail lights, shark-fin antenna, rear washer and wiper, as well as an integrated spoiler are all exterior highlights.

The Skoda Kushaq has an electric sunroof, a 10-inch touchscreen infotainment system with Apple CarPlay, Android Auto, and MirrorLink, a two-spoke steering wheel, wireless charging, ambient lighting, ventilated front seats, cruise control, and a cooled glove box on the inside. Six airbags, ABS with EBD, ESC, multi-collision braking, roll-over prevention, brake disc wiping, hill hold control, and TPMS are among the model's safety features.

Car Loan EMI Table

Loan amount (Rs.)
Interest rate
EMI for 2 years (Rs.)
EMI for 3 years (Rs.)
EMI for 4 years (Rs.)
EMI for 5 years (Rs.)
EMI for 6 years (Rs.)
EMI for 7 years (Rs.)
1 lakh
9.75%
₹ 4,603
₹ 3,215
₹ 2,524
₹ 2,112
₹ 1,840
₹ 1,647
5 lakh
9.75%
₹ 23,015
₹ 16,075
₹ 12,621
₹ 10,562
₹ 9,200
₹ 8,236
10 lakh
9.75%
₹ 46,030
₹ 32,150
₹ 25,243
₹ 21,124
₹ 18,400
₹ 16,472
15 lakh
9.75%
₹ 69,044
₹ 48,225
₹ 37,864
₹ 31,686
₹ 27,600
₹ 24,708
20 lakh
9.75%
₹ 92,059
₹ 64,300
₹ 50,485
₹ 42,248
₹ 36,800
₹ 32,945
25 lakh
9.75%
₹ 1,15,074
₹ 80,375
₹ 63,107
₹ 52,811
₹ 46,000
₹ 41,181
30 lakh
9.75%
₹ 1,38,089
₹ 96,450
₹ 75,728
₹ 63,373
₹ 55,200
₹ 49,417
35 lakh
9.75%
₹ 1,61,104
₹ 1,12,525
₹ 88,349
₹ 73,935
₹ 64,400
₹ 57,653
Car Loan EMI Calculator

The Benefits of Using an EMI Calculator for a Car Loan

  • The Following is a breakdown of the due amount: The EMI calculator for a car loan allows you to determine the processing costs, interest paid, total amount due, and principle amount.
  • Your Budget Can Be Planned: Once you know how much EMI you'll have to pay, you can make a budget. If the loan amount is substantial, you may want to consider a longer repayment period. The vehicle loan EMI calculator can help you figure out these data.
  • Accuracy: The answers presented on the calculator are correct based on the information entered on the calculator. The results of manual computations may not be correct.
  • Saves Time: The main goal of the EMI calculator for a car loan is to save time. The results are presented relatively soon when the appropriate details are submitted.
  • No Limit: There is no limit to how many times you may use the calculator. As a result, you utilise the calculator to experiment with various options. This might assist you in determining the best lender and the required down payment.
  • Compare: You can compare the EMIs for different numbers because the calculator has no restriction on how many times it can be used.

New Car Loan Interest Rates Comparison Offered by Top Lenders

Name of the Lender Interest Rate (p.a.) Loan Amount Processing Fee
Union Bank of India 7.40% onwards Up to ₹ 125 lakh 0.25% to 0.50% of the loan amount
IDBI Bank 7.35% onwards (floating) Up to ₹ 25 lakh -
Axis Bank 7.45% onwards ₹ 1 lakh onwards ₹ 3,500 to ₹ 5,500
State Bank of India 7.20% onwards Up to 48 times of monthly income Nil (Until 31 January 2022)
Jammu And Kashmir Bank

RLLR + 0.75% onwards (floating)

RLLR + 1.50% onwards (fixed)

₹ 50 lakh 0.5% of loan amount Min: ₹ 1,500
Canara Bank Car Loan 7.30% onwards Up to 90% of the car's value 0.25% of loan amount Min: ₹ 1,000 Max: ₹ 5,000
Federal Bank Car Loan 8.50% onwards Up to 100% of the car's ex-showroom price ₹ 1,500 to ₹ 2,500
Bank of Baroda 7.00% onwards ₹ 1,500 (plus GST) 0.5% of loan amount Max: ₹ 10,000
Bank of India Car Loan 7.35% onwards ₹ 200 lakh 0.25% of loan amount

Car Loan Eligibility

Do you have questions regarding your auto loan eligibility and what you can do to improve your chances of being approved? BankBazaar provides you with all of the information you need about vehicle loan eligibility from the most reputable institutions. Get a trustworthy guide to selecting the best auto loan for you so you can make the best decision and apply for the best car loan right now. Your eligibility for a vehicle loan may differ depending on the lender, however many will look for the following criteria:

Particulars Details
Minimum Age of the Applicant 18 years
Maximum Age of the Applicant 60 years for salaried applicants and 65 years for self-employed applicants
Minimum Annual Income ₹ 3 lakh
Car Model Any approved car model
Type of Employment Salaried or self-employed
Country or Place of Residence India (rural/semi-urban/urban areas)
Duration of Stay in Current Residence A minimum of 1 year

How is EMI determined

The EMI for any type of loan is essentially calculated using a formula. The formula is as follows:

E = P x R x (1+R)^n / {(1+R)^n – 1}

where ‘E’ stands for the EMI you owe,

‘P’ stands for the principal amount,

‘R’ stands for the interest rate applicable to your car loan,

and ‘n’ stands for the tenure of the car loan (in months).

Disclaimer: The EMI Calculator's computation is based on the information you gave and is only intended to be used as a guide. The figures in this computation are in Indian Rupees and have been rounded to the nearest whole number. Monthly payments are estimated and do not include any processing or other fees that may apply depending on the financial institution / banks. All loan amounts are based on non-commercial use and are contingent on credit clearance from a third-party lender. Depending on the kind and use of the car, regional lender restrictions, and the quality of your credit, the actual down payment and resultant monthly payments may vary. For a precise monthly payment, check with your dealer.

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