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Hyundai Santro Car Loan EMI Calculator

Best Hyundai Santro Car Loan EMI Calculator With Downpayment - Check out the Cheapest Hyundai Santro Car Loan EMI Calculator With Downpayment from all banks with lower inerest rates, Loan for 5 Years, 7 Years and 8 Years plan with minimum eligibility and documentations with Private Banks and Govt Banks. Check out the Interest Rates of Hyunday Car Loan EMI of All Private and Government Banks HDFC Bank, ICICI Bank, Syndicate Bank, SBI Bank, Kotak Mahindra Bank, Canara Bank, IDBI First Bank, HSBC Bank, Punjab National Bank and many more.

Hyundai Santro

The EMI for a Hyundai Santro starts at ₹ 97,378 per month for a 60-month term at 9.8 percent for a loan amount of ₹ 6.44 Lakh*. The AutoSpyders EMI Calculator tool provides a full breakdown of the entire due amount and assists you in choosing the best vehicle loan for your Santro.

Hyundai Santro Down Payment and EMI

Hyundai Santro VARIANTS
LOAN @ RATE%
DOWN PAYMENT
EMI AMOUNT (60 MONTHS)
EMI AMOUNT (84 MONTHS)
Hyundai Santro Era Executive
9.8%
₹ 52,000
₹ 10,001
₹ 7,802
Hyundai Santro Magna
9.8%
₹ 57,000
₹ 10,955
₹ 8,546
Hyundai Santro Sportz
9.8%
₹ 66,000
₹ 12,608
₹ 9,835
Hyundai Santro Magna AMT
9.8%
₹ 63,000
₹ 11,943
₹ 9,317
Hyundai Santro Asta
9.8%
₹ 70,000
₹ 13,390
₹ 10,445
Hyundai Santro Magna CNG
9.8%
₹ 66,000
₹ 12,511
₹ 9,760
Hyundai Santro Sportz AMT
9.8%
₹ 71,000
₹ 13,440
₹ 10,484
Hyundai Santro Sportz CNG
9.8%
₹ 75,000
₹ 14,213
₹ 11,087
Hyundai Santro Asta AMT
9.8%
₹ 77,000
₹ 14,742
₹ 11,500

Due to the many auto loan options given by various lenders, it is much easier to acquire your ideal car nowadays. Car loans are available with low interest rates and up to an 8-year payback period. A Car Loan EMI Calculator is available from a variety of banks and third-party websites, and it helps you to calculate the Equated Monthly Instalments (EMIs) that must be paid. AutoSpyder's Car Loan EMI Calculator is simple to use and completely free. To calculate the EMI, basic information such as the payback term, principle amount, and interest rate must be input.

Car Loan EMI Structure of Hyundai Santro - Model Name

Model Name

Hyundai Santro T4 Inscription

Price

₹ 4.76 Lakh* (Ex-Showroom)

Loan Amount

₹ 4,72,903

Downpayment

52,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 82,270
₹ 1,27,176
₹ 1,16,974
₹ 1,82,462
Total Amount Payable
₹ 5,55,173
₹ 6,00,079
₹ 5,89,877
₹ 6,55,365

Monthly EMI

9,253

10,001

7,022

7,802

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Hyundai Santro Magna

Model Name

Hyundai Santro Magna

Price

₹ 5.23 Lakh* (Ex-Showroom)

Loan Amount

₹ 5,17,974

Downpayment

57,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 90,111
₹ 1,39,297
₹ 1,28,122
₹ 1,99,852
Total Amount Payable
₹ 6,08,085
₹ 6,57,271
₹ 6,46,096
₹ 7,17,826

Monthly EMI

10,135

10,955

7,692

8,546

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Hyundai Santro Sportz

Model Name

Hyundai Santro Sportz

Price

₹ 5.59 Lakh* (Ex-Showroom)

Loan Amount

₹ 5,96,141

Downpayment

66,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,03,710
₹ 1,60,318
₹ 1,47,457
₹ 2,30,012
Total Amount Payable
₹ 6,99,851
₹ 7,56,459
₹ 7,43,598
₹ 8,26,153

Monthly EMI

11,664

12,608

8,852

9,835

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Hyundai Santro Magna AMT

Model Name

Hyundai Santro Magna AMT

Price

₹ 5.72 Lakh* (Ex-Showroom)

Loan Amount

₹ 5,64,737

Downpayment

63,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 98,247
₹ 1,51,873
₹ 1,39,689
₹ 2,17,895
Total Amount Payable
₹ 6,62,984
₹ 7,16,610
₹ 7,04,426
₹ 7,82,632

Monthly EMI

11,050

11,943

8,386

9,317

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Hyundai Santro Asta

Model Name

Hyundai Santro Asta

Price

₹ 5.97 Lakh* (Ex-Showroom)

Loan Amount

₹ 6,33,127

Downpayment

70,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,10,144
₹ 1,70,264
₹ 1,56,606
₹ 2,44,282
Total Amount Payable
₹ 7,43,271
₹ 8,03,391
₹ 7,89,733
₹ 8,77,409

Monthly EMI

12,388

13,390

9,402

10,445

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Hyundai Santro Magna CNG

Model Name

Hyundai Santro Magna CNG

Price

₹ 5.99 Lakh* (Ex-Showroom)

Loan Amount

₹ 5,91,576

Downpayment

66,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,02,916
₹ 1,59,090
₹ 1,46,328
₹ 2,28,250
Total Amount Payable
₹ 6,94,492
₹ 7,50,666
₹ 7,37,904
₹ 8,19,826

Monthly EMI

11,575

12,511

8,785

9,760

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Hyundai Santro Sportz AMT

Model Name

Hyundai Santro Sportz AMT

Price

₹ 5.99 Lakh* (Ex-Showroom)

Loan Amount

₹ 6,35,496

Downpayment

71,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,10,557
₹ 1,70,902
₹ 1,57,192
₹ 2,45,196
Total Amount Payable
₹ 7,46,053
₹ 8,06,398
₹ 7,92,688
₹ 8,80,692

Monthly EMI

12,434

13,440

9,437

10,484

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Hyundai Santro Sportz CNG

Model Name

Hyundai Santro Sportz CNG

Price

₹ 6.21 Lakh* (Ex-Showroom)

Loan Amount

₹ 6,72,033

Downpayment

75,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,16,913
₹ 1,80,727
₹ 1,66,229
₹ 2,59,293
Total Amount Payable
₹ 7,88,946
₹ 8,52,760
₹ 8,38,262
₹ 9,31,326

Monthly EMI

13,149

14,213

9,979

11,087

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

Car Loan EMI Structure of Hyundai Santro Asta AMT

Model Name

Hyundai Santro Asta AMT

Price

₹ 6.44 Lakh* (Ex-Showroom)

Loan Amount

₹ 6,97,081

Downpayment

77,000

Interest Rates

Min 6.5%

Max 9.8%

Min 6.5%

Max 9.8%

Tenure
For 5 Years
For 7 Years
Total Interest Payable
₹ 1,21,270
₹ 1,87,463
₹ 1,72,425
₹ 2,68,958
Total Amount Payable
₹ 8,18,351
₹ 8,84,544
₹ 8,69,506
₹ 9,66,039

Monthly EMI

13,639

14,742

10,351

11,500

EMI / 1 Lakh
₹ 1,957
₹ 2,115
₹ 1,485
₹ 1,968

About Hyundai Santro

Hyundai has reintroduced the Santro nameplate, this time with a fresh look and additional amenities. It has a petrol engine as well as a bi-fuel (petrol and CNG) option. Era Executive, Magna Executive, Magna, Sportz Executive, Sportz, and Asta are the six various variations available at the moment. Hyundai's iconic huge cascading grille is featured on the Hyundai Santro. It also has halogen headlights with integrated turn signals, as well as fog lamps beneath the headlamps. It has a rear window wiper and washer, as well as a rear defogger and a rear parking camera. For top-spec cars, 14-inch steel wheels are standard, while 13-inch steel wheels are standard on all other models. It's also available in six different paint colours.

This hatchback's inside has a beige and black colour scheme. There's a 6.9-inch touchscreen infotainment system with Apple CarPlay and Android Auto smartphone navigation and connection, as well as smartphone mirroring. Audio, Bluetooth, and voice recognition controls are all available on a multifunction steering wheel. The Hyundai Santro comes standard with an anti-lock brake system, electronic brake force distribution, and two front airbags. Hyundai has also included a fire extinguisher in the CNG models.

The petrol engine in this automobile generates 68bhp and 99Nm of torque, while the CNG engine provides 59bhp and 85Nm of torque. The petrol engine may be paired with either a five-speed manual or an automatic transmission, however the CNG models only have a five-speed manual transmission.

Car Loan EMI Table

Loan amount (Rs.)
Interest rate
EMI for 2 years (Rs.)
EMI for 3 years (Rs.)
EMI for 4 years (Rs.)
EMI for 5 years (Rs.)
EMI for 6 years (Rs.)
EMI for 7 years (Rs.)
1 lakh
9.75%
₹ 4,603
₹ 3,215
₹ 2,524
₹ 2,112
₹ 1,840
₹ 1,647
5 lakh
9.75%
₹ 23,015
₹ 16,075
₹ 12,621
₹ 10,562
₹ 9,200
₹ 8,236
10 lakh
9.75%
₹ 46,030
₹ 32,150
₹ 25,243
₹ 21,124
₹ 18,400
₹ 16,472
15 lakh
9.75%
₹ 69,044
₹ 48,225
₹ 37,864
₹ 31,686
₹ 27,600
₹ 24,708
20 lakh
9.75%
₹ 92,059
₹ 64,300
₹ 50,485
₹ 42,248
₹ 36,800
₹ 32,945
25 lakh
9.75%
₹ 1,15,074
₹ 80,375
₹ 63,107
₹ 52,811
₹ 46,000
₹ 41,181
30 lakh
9.75%
₹ 1,38,089
₹ 96,450
₹ 75,728
₹ 63,373
₹ 55,200
₹ 49,417
35 lakh
9.75%
₹ 1,61,104
₹ 1,12,525
₹ 88,349
₹ 73,935
₹ 64,400
₹ 57,653
Car Loan EMI Calculator

The Benefits of Using an EMI Calculator for a Car Loan

  • The Following is a breakdown of the due amount: The EMI calculator for a car loan allows you to determine the processing costs, interest paid, total amount due, and principle amount.
  • Your Budget Can Be Planned: Once you know how much EMI you'll have to pay, you can make a budget. If the loan amount is substantial, you may want to consider a longer repayment period. The vehicle loan EMI calculator can help you figure out these data.
  • Accuracy: The answers presented on the calculator are correct based on the information entered on the calculator. The results of manual computations may not be correct.
  • Saves Time: The main goal of the EMI calculator for a car loan is to save time. The results are presented relatively soon when the appropriate details are submitted.
  • No Limit: There is no limit to how many times you may use the calculator. As a result, you utilise the calculator to experiment with various options. This might assist you in determining the best lender and the required down payment.
  • Compare: You can compare the EMIs for different numbers because the calculator has no restriction on how many times it can be used.

New Car Loan Interest Rates Comparison Offered by Top Lenders

Name of the Lender Interest Rate (p.a.) Loan Amount Processing Fee
Union Bank of India 7.40% onwards Up to ₹ 125 lakh 0.25% to 0.50% of the loan amount
IDBI Bank 7.35% onwards (floating) Up to ₹ 25 lakh -
Axis Bank 7.45% onwards ₹ 1 lakh onwards ₹ 3,500 to ₹ 5,500
State Bank of India 7.20% onwards Up to 48 times of monthly income Nil (Until 31 January 2022)
Jammu And Kashmir Bank

RLLR + 0.75% onwards (floating)

RLLR + 1.50% onwards (fixed)

₹ 50 lakh 0.5% of loan amount Min: ₹ 1,500
Canara Bank Car Loan 7.30% onwards Up to 90% of the car's value 0.25% of loan amount Min: ₹ 1,000 Max: ₹ 5,000
Federal Bank Car Loan 8.50% onwards Up to 100% of the car's ex-showroom price ₹ 1,500 to ₹ 2,500
Bank of Baroda 7.00% onwards ₹ 1,500 (plus GST) 0.5% of loan amount Max: ₹ 10,000
Bank of India Car Loan 7.35% onwards ₹ 200 lakh 0.25% of loan amount

Car Loan Eligibility

Do you have questions regarding your auto loan eligibility and what you can do to improve your chances of being approved? BankBazaar provides you with all of the information you need about vehicle loan eligibility from the most reputable institutions. Get a trustworthy guide to selecting the best auto loan for you so you can make the best decision and apply for the best car loan right now. Your eligibility for a vehicle loan may differ depending on the lender, however many will look for the following criteria:

Particulars Details
Minimum Age of the Applicant 18 years
Maximum Age of the Applicant 60 years for salaried applicants and 65 years for self-employed applicants
Minimum Annual Income ₹ 3 lakh
Car Model Any approved car model
Type of Employment Salaried or self-employed
Country or Place of Residence India (rural/semi-urban/urban areas)
Duration of Stay in Current Residence A minimum of 1 year

How is EMI determined

The EMI for any type of loan is essentially calculated using a formula. The formula is as follows:

E = P x R x (1+R)^n / {(1+R)^n – 1}

where ‘E’ stands for the EMI you owe,

‘P’ stands for the principal amount,

‘R’ stands for the interest rate applicable to your car loan,

and ‘n’ stands for the tenure of the car loan (in months).

Disclaimer: The EMI Calculator's computation is based on the information you gave and is only intended to be used as a guide. The figures in this computation are in Indian Rupees and have been rounded to the nearest whole number. Monthly payments are estimated and do not include any processing or other fees that may apply depending on the financial institution / banks. All loan amounts are based on non-commercial use and are contingent on credit clearance from a third-party lender. Depending on the kind and use of the car, regional lender restrictions, and the quality of your credit, the actual down payment and resultant monthly payments may vary. For a precise monthly payment, check with your dealer.

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